Should I take a loan or use my savings for a purchase?

Use our Loan vs Investment calculator to compare the cost of taking a loan versus investing your money. It considers interest rates, investment returns, and tax implications to help you make the best financial decision.

Is an electric vehicle cheaper than a traditional car?

Our EV vs ICE calculator compares the total cost of ownership including purchase price, fuel costs, maintenance, insurance, and resale value to determine which option is more cost-effective for your specific situation.

How much do I need to save to reach my financial goal?

The Goal Calculator helps you determine how much you need to save regularly to reach your financial target, considering your current savings, expected returns, and time horizon.

Financial Calculators - Loan vs Investment, EV vs ICE, Goal Planning

📊 Enter Your Details

Purchase Amount (₹)

Available Cash (₹)

Match purchase amount

Loan Interest Rate (% annually)

Expected Investment Return (% annually)

Tax Rate on Investment Gains (% annually)

Capital gains tax rate (leave 0 for tax-deferred accounts)

Investment Compounding Frequency

Time Period

📈 Financial Analysis

🎯 Recommendation

💵 Option 1: Use Available Cash

Cash Payment:

Remaining Cash to Invest:

Investment Returns (after tax):

Total Net Position:

🏦 Option 2: Take Full Loan & Invest

Full Loan Amount:

Total Interest:

Cash Available to Invest:

Investment Returns (after tax):

Total Net Position:

💰 Net Benefit:

📊

Enter your details to see the financial analysis

Goal Name

Existing Investment for this Goal (₹)

Amount already invested towards this goal

Cost Today (₹)

Current cost of your goal

Years to Achieve

Time horizon for achieving your goal

Expected Investment Return (% annually)

Expected annual return from your investments

Inflation Rate (% annually)

Expected annual inflation rate

🎯

Enter your goal details to see the analysis

📊 Year-by-Year Investment Breakdown

Year	Amount Invested	Returns Earned	Total Investment Value	Goal Progress

🚗 Enter Vehicle Details

EV Details

Purchase Price (₹)

Expected Resale Value (% of purchase price)

Leave blank if you are not going to sell or not sure about it

Efficiency (km/kWh)

Electricity Cost (₹/kWh)

Annual Maintenance (₹)

Insurance per Year (₹)

Govt Incentives (₹)

ICE Details

Purchase Price (₹)

Expected Resale Value (% of purchase price)

Leave blank if you are not going to sell or not sure about it

Fuel Efficiency (km/l)

Fuel Cost (₹/l)

Annual Maintenance (₹)

Insurance per Year (₹)

Usage

Average Distance per Year (km)

Ownership Period (years)

📈 Total Cost of Ownership (TCO)

🎯 Recommendation

⚡ EV Breakdown

Purchase Price:

Govt Incentives:

Total Fuel/Energy Cost:

Total Maintenance:

Total Insurance:

Resale Value:

Total EV TCO:

⛽ ICE Breakdown

Purchase Price:

Total Fuel Cost:

Total Maintenance:

Total Insurance:

Resale Value:

Total ICE TCO:

⚖️ Breakeven Analysis

📊 Year-by-Year Comparison

Year	EV Cost	ICE Cost	Break-even?

📈 Cost Comparison Chart

EV Cost

ICE Cost

Breakeven Point

💰 Total Savings:

🚗

Enter your vehicle details to see the cost comparison.

💰 Financial Calculators

📊 Enter Your Details

📈 Financial Analysis

🎯 Recommendation

💵 Option 1: Use Available Cash

🏦 Option 2: Take Full Loan & Invest

📈 Goal Analysis

💰 Future Cost of Your Goal

📅 Required Monthly Investment

📊 Year-by-Year Investment Breakdown

📈 Investment Progress Chart

🚗 Enter Vehicle Details

EV Details

ICE Details

Usage

📈 Total Cost of Ownership (TCO)

🎯 Recommendation

⚡ EV Breakdown

⛽ ICE Breakdown

⚖️ Breakeven Analysis

📊 Year-by-Year Comparison

📈 Cost Comparison Chart